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What is Life Insurance?
Life insurance is an arrangement wherein you (the policyholder) purchase in financial protection (insurance policy) from the insurer (insurance company) by paying the insurer small amounts (premium) at regular intervals.
This ‘protection’ is in the form of a pre-agreed amount that we’ll call ‘life cover’ or ‘sum assured’. This protection kicks in either after a certain amount of time (i.e. maturity period) or if something untoward happens to you during a set period.
By investing in a life insurance plan today, you are securing your family’s tomorrow. Plus, life insurance plans are affordable, which means you are preparing for life’s contingencies without disturbing your current financial goals. In this way, you can rest assured that your loved ones can continue to maintain the lifestyle you have worked so hard to give them, no matter what.
Life is all about the little moments that we enjoy with our loved ones. But these moments can be interrupted with an unforeseen event, leaving your family high and dry. That’s why, getting a life insurance is the first step towards creating a safe and secure future for your loved ones.